body {
	margin:0px auto 0px auto;
	background:#D9E4EC;
	background-image:url(../images/header_bg.gif);
	background-position:top;
	background-repeat:no-repeat;
	font-family:Arial, Helvetica, sans-serif;
	font-size: 12px;	
	line-height:19px;
	}
	
/*Main Div  -  MAIN PAGE LAYOUT & BACKGROUND*/	
#main_div {
	width:780px;
	margin:0px auto 0px auto;
	padding:0px 0px 0px 0px;
	background-color:#FFFFFF;
	}

/*Header div*/
#header {
	width:780px;
	height:200px;
	background-color:#FFF;
	}

/* Overflow:hidden means BG is continued*/
#page_content{
	overflow: hidden;
	background-color:#FFF;

	}

/* holder Div */
#holder_div {
	float:left;
	width:780px;
	padding:15px 0px 0px 0px;
	background-color:#FFF;
	}

#subholder_div {
	float:left;
	width:740px;
	padding:0px 20px 0px 20px;
	background-color:#FFF;
	}
	
#text_div {
	float:left;
	width:360px;
	padding:0px 10px 0px 0px;
	background-color:#FFF;

	}
#image_div {
	float:left;
	width:360px;
	padding:0px 0px 0px 10px;
	background-color:#FFF;

	}

/*Footer div*/
#footer_div {
	width:780px;
	margin:0px auto 0px auto;
	}

/*Sponsor div*/
#sponsor_div {
	width:780px;
	height:70px;
	background-image:url(../images/sponsor_bg.gif);
	background-repeat:no-repeat;
	padding:5px 0px 0px 0px;
	margin:0px auto 0px auto;
	}

	
h1{
	font-size:15px;
	color:#FFCC00;
	font-weight:bold;
}	

h2{
	font-size:18px;
	color:#3E7BB7;
	font-weight:bold;
}

h3{
	font-size:14px;
	color:#CCC;
	font-weight:bold;
}


hr {border-top: 1px solid #F7E3E9;}

a{
color:#0099FF;
font-weight:bold;
text-decoration:none;
}

a:hover{
color:#FF0000;
font-weight:bold;
text-decoration:none;
}

.bluebold{
	font-size:14px;
	color:#3E7BB7;
	font-weight:bold;
}


/* Horizontal Menu ----------------------------------------------- */


.hovermenu ul{
font: bold 13px arial;
padding-left: 0;
margin-left: 0;
height: 20px;
}

.hovermenu ul li{
list-style: none;
display: inline;
}

.hovermenu ul li a{
padding: 4px 11px 4px 11px;
text-decoration: none;
float: left;
color: #666666;
background-color: #BFE5F2;
border: 1px solid #FFFFFF;
}

.hovermenu ul li a:hover{
background-color: #EDF8FB;
color: #000000;
border: 1px solid #3E7BB7;
}

html>body .hovermenu ul li a:active{ /* Apply mousedown effect only to NON IE browsers */
border-style: inset;
}